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Understanding Credit: Where It Comes From, How it Works and How to Build It
So what is credit, how is it built and what can you do to get your own score off to a great start? Here are some things you need to know about credit scores.
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Using Credit Cards in a Smart Way
Using Credit Cards in a Smart Way - There is much debate about the role credit cards should play in a family's life and finances. Some would argue that credit cards do nothing but sink consumers into more and more debt. After all, credit card interest rates can be among the highest rates we pay on any type of loan, depending on your credit score. That's mainly because credit card debt is considered unsecured debt.…
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5 Steps to a Happier Marriage
5 Steps to a Happier Marriage - Marriage isn't always easy; anyone who is married will tell you that. But, why is it so difficult? The reasons can be rather complex. Sometimes people just choose the wrong partner. Their personalities or values aren't compatible, and there will never be a way to stay with each other without serious conflict. In these extreme cases it's probably best they go their separate ways. But what if it's…
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Easy Crockpot Italian Beef
Easy Crockpot Italian Beef - The easiest crockpot Italian beef recipe you will ever make. Start with at least 4 Pounds of Chuck Roast or Pot Roast You can substitute sirloin tip roast or rump roast if that is what you have.
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How do I Raise Financially Savvy Kids?
How do I Raise Financially Savvy Kids? - Study after study has shown that both poverty and financial security tend to follow generational trends. Children who are born into well-to-do families are more likely than their less well-off peers to finish college and enjoy success in their careers. At the same time, the children of impoverished parents are more likely than most to follow in the footsteps of those who went before, and breaking that…
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6 Ways to Heal Trauma without Medication
6 Ways to Heal Trauma without Medication - Bessel van der Kolk is a psychiatrist noted for his research in the area of post-traumatic stress since the 1970s. His work focuses on the interaction of attachment, neurobiology, and developmental aspects of trauma’s effects on people. His major publication, Traumatic Stress: The Effects of Overwhelming Experience on Mind, Body, and Society, talks about how the role of trauma in psychiatric illness has changed over the past…
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5 Simple Ways to Save Money on Home Owners Insurance
5 Simple Ways to Save Money on Home Owners Insurance - Buying a home insurance policy is no-one's idea of fun, but it's an essential way of protecting your home and your wealth. But not all policies are created equal, and getting the right policy at the right price can be a difficult business. Cutting back coverage to save money on your premiums can be a huge mistake. If you need to claim and find…
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Tips to Teach Your Teenagers to Be Smart with Money
Teach Your Teenagers to Be Smart with Money...It is our goal as parents to teach our children how to behave when they grow up. Not only does this include how hard they work and how they treat others, but it also includes how they handle money. If you are struggling with debt, it can be hard to teach them how to be smart with money. You are supposed to show them how to be smart…
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Fifteen Ways to Help You Save Money
Fifteen Ways to Help You Save Money - Research shows that money is the biggest source of stress for Americans. Millenials are especially concerned. According to a study, 58 percent of Americans age 18 - 34 are so concerned about their current financial state that they're unable to save for their future. Most financial related stress comes from the rising cost of living and/or substantial debt. In fact, the average American owes at least 5,700 dollars…
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Strategies for Paying Off Student Loans
Strategies for Paying Off Student Loans - Every year increasing numbers of students struggle with student loans. The total amount of student loan debt in the United States is now over $1.6 Trillion. Student loans are a very serious cause of financial stress for many in this country. Graduates feel lost, even helpless, trying to balance large monthly payments with other expenses. Luckily, it is possible to pay off student debt and still maintain an…
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5 Effective Ways to Stay Debt Free
Getting out of debt and staying out of debt is not easy. It requires you to apply certain principles in managing your finances and to practice financial discipline as well. To achieve this, here are 5 effective ways to help you manage your finances and stay debt free
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What Childcare Option is Best for You?
What Childcare Option is Best for You - Deciding on the right childcare for your family is one of the most important decisions you make as a parent. There are numerous different types of childcare to consider, all with their pros and cons. Be sure to take your time and consider your needs in terms of hours, flexibility, previous training and cost. Here's a breakdown of the most common different types of childcare.
