-
What is the Fastest Way to Save Money?
What is the Fastest Way to Save Money? Stop eating out! Seriously, stop it, or cut way back. I know you don’t want to hear it. No one does. Eating out can be the biggest waste of your hard-earned money and your precious time. Allow me to explain it.
-
4 Highly Effective Habits of Debt-Free People
Ask anyone who has a credit card debt or massive school loans what their next wish would be, and they’ll probably wish the debt to go away for life. Debt tends to obscure the future by taking all the money and the mental energy for itself. The mind has a way of amplifying situations. So the more we focus on the debts, the more we feel financially deprived and the more we may feel the…
-
How do I Raise Financially Savvy Kids?
How do I Raise Financially Savvy Kids? - Study after study has shown that both poverty and financial security tend to follow generational trends. Children who are born into well-to-do families are more likely than their less well-off peers to finish college and enjoy success in their careers. At the same time, the children of impoverished parents are more likely than most to follow in the footsteps of those who went before, and breaking that…
-
5 Simple Ways to Save Money on Home Owners Insurance
5 Simple Ways to Save Money on Home Owners Insurance - Buying a home insurance policy is no-one's idea of fun, but it's an essential way of protecting your home and your wealth. But not all policies are created equal, and getting the right policy at the right price can be a difficult business. Cutting back coverage to save money on your premiums can be a huge mistake. If you need to claim and find…
-
Fifteen Ways to Help You Save Money
Fifteen Ways to Help You Save Money - Research shows that money is the biggest source of stress for Americans. Millenials are especially concerned. According to a study, 58 percent of Americans age 18 - 34 are so concerned about their current financial state that they're unable to save for their future. Most financial related stress comes from the rising cost of living and/or substantial debt. In fact, the average American owes at least 5,700 dollars…
-
Strategies for Paying Off Student Loans
Strategies for Paying Off Student Loans - Every year increasing numbers of students struggle with student loans. The total amount of student loan debt in the United States is now over $1.6 Trillion. Student loans are a very serious cause of financial stress for many in this country. Graduates feel lost, even helpless, trying to balance large monthly payments with other expenses. Luckily, it is possible to pay off student debt and still maintain an…
-
5 Effective Ways to Stay Debt Free
Getting out of debt and staying out of debt is not easy. It requires you to apply certain principles in managing your finances and to practice financial discipline as well. To achieve this, here are 5 effective ways to help you manage your finances and stay debt free
-
Top 10 Credit Score Myths
Top 10 Credit Score Myths - There is no shortage of myths when it comes to credit scores. Even with all the buzz about credit scores today, a surprisingly high percentage of people don't understand the basic principle that a credit score measures creditworthiness. When it comes to your credit, what you don't know can hurt you. Let's take a look at ten myths and separate fact from fiction.
-
Millennial Money Mistakes You Can’t Afford To Make
Millennial Money Mistakes You Can't Afford To Make - One of the most common millennial money mistakes is failing to save your money. When you're no longer living off college loans, and you finally have some income, it can be tempting to spend it all. However, falling into this habit can ruin your finances fast. Millennials often make the mistake of not educating themselves on investing. You'll need to build up a healthy bank balance…
-
Easy Ways to Save at the Grocery Store
Easy Ways to Save at the Grocery Store - We've all been there - spending a fortune at the grocery store. You may have the best intentions to only buy what's on your list but somehow end up with much more. This weekly shopping trip can be a money sucker if you're not careful. The tips and tricks below will help save money while grocery shopping and can help protect your budget while keeping your…
-
How Cash Can Be Dangerous For Your Finances
How Cash Can Be Dangerous For Your Finances - There are many benefits to keeping cash; it is safe from hackers, exempt from credit and debit fees, and does not require any hardware or software to use. Most importantly, nothing feels better than having a wallet full of twenties. What most people do not realize is that cash has some serious downsides. Believe it or not, a study from Fletcher School at Tufts University found…
-
4 Ways to Save Money on Your House Payment
4 Ways to Save Money on Your House Payment - For most people, their monthly mortgage payment is their largest recurring expense. Lenders typically qualify borrowers for principal-and-interest payments up to 28 percent of their gross monthly income, which is what is earned before paycheck withholding. Throw in property taxes, homeowners insurance and, sometimes, private mortgage insurance, and it's not difficult to top well over a third of your net monthly income. If you're looking…
